The Florida PIP 14 Day rule states that an injured person must see a doctor within 14 days of an accident to receive benefits under this insurance coverage. Failure to do so may lead to denial of the claim or a reduction of benefits. For this reason, it is important to seek medical attention as soon as possible after a car accident. Getting proper care is critical. Whether you are at fault or not, the PIP 14 Day rule must be followed. have a peek at these guys
This law applies to nearly all types of medical care, including chiropractic and dental care. Many people aren’t aware that their PIP policy covers such care, but it does. While this law is designed to encourage you to seek care as soon as possible, it can be frustrating if insurance companies drag their feet. Here are some tips to make your medical care go smoother:
The Florida PIP 14 Day rule is a crucial piece of information to understand. Personal injury protection (PIP) coverage is mandatory for all drivers in Florida. PIP coverage will cover up to $10,000 in medical bills and will also cover 80% of your lost wages. The amount is subject to a deductible, but the first $10,000 is a maximum. You can also choose to have the PIP coverage pay for only the medical care that you need and not anything else.
The 14-day PIP rule may seem like an unnecessary burden. However, it is not the only legal roadblock in your way to compensation after an accident. PIP insurance ostensibly covers up to $10,000 in medical expenses, but the average Florida accident victim only receives a maximum of $2,500 in recovery. The money that you receive must be for the treatment of an emergency medical condition (EMC) that is caused by the accident. EMC is defined as any permanent or serious malfunction of a body part or organ.
You may be wondering if you can sue the insurance company for the insurance premiums you owe them. If you think you can’t recover from your accident, you should consider consulting with a Florida PIP attorney. They specialize in this area of law and will help you through the process of claiming compensation. There are no costs for consultation, so it is recommended to seek professional legal advice before taking legal action. If you are unsure of whether to pursue a lawsuit, consider your health.
You should also make sure you contact your insurance company to understand if there is a time frame in which you must report an accident to your insurance company. Florida PIP 14 Day rule has certain limitations and a stricter application process. You need to get medical attention as soon as possible. The sooner you receive treatment, the faster you’ll heal and lessen the physical damage. The insurance company’s policy will not reimburse the entire claim unless it receives a verified EMC statement.